About Confidence Wealth

Is there a fee for the consultation?

No fees. We believe in first educating you so that you make informed decisions.

Can I bring my spouse to the meeting?

Absolutely! We encourage that you bring your spouse, especially if you do your financial planning together. We’re all about transparency and clarity.

What if I can’t come in to any of your offices for a one-on-one meeting?

No problem! We can schedule a call or online meeting (e.g. Skype, Facetime, Join.Me, etc.) We make it easy for you!

What can Confidence Wealth Management do for me?

We’re a team of experienced, licensed professionals with an array of expertise in financial planning services such as:

  • retirement planning
  • investments/portfolio analysis
  • risk analysis
  • maximizing your Social Security benefits
  • tax-efficient strategies

We specialize in lifetime income planning and asset protection utilizing appropriate conservative strategies that align with your risk profile and that will maximize income and minimize risk.

When was Confidence Wealth Management founded?

Since 2002, Confidence Wealth Management LLC is a prestigious income planning company specializing in life time income planning and asset protection. You may also check out our A+ rating with the Better Business Bureau (www.bbb.org) and our profile with the Financial Industry Regulatory Authority (www.finra.org). We are also licensed under California Department of Insurance License no. 0K83183.

Will the stocks I currently have provide me with a secure retirement?

There is no way to predict that. However, what is known is that the stock market is volatile and unpredictable, and while big gains can be had if one is lucky, there are also big risks associated with it, and there is no shortage of people who have lost their life’s savings by heavily investing in stocks. There are options out there to help you grow your savings for retirement and your Confidence Wealth Advisor can help guide you to those investments while recommending an overall strategy that will help you attain your retirement goals. Reach out to us today at (888) 755-2525 and begin saving for retirement tomorrow.

How can Confidence Wealth Management help me as a business owner?

Confidence Wealth Management can help you develop a highly competitive benefits and retirement package which will help you attract and retain the best employees. We can advise you on a number of products for that package, such as life insurance, long term care options, and pension plans. We have the tools to help you grow your company by helping you retain your number one asset – your employees. Call us today to find out more.

About You

How do I best avoid losing money in the stock market?

There is always the risk of losing money when investing in the stock market. One can never completely rule out risk; however, risk can be minimized and controlled to a certain degree. There are investments that are less risky and are more geared to protecting principal. Your Confidence Wealth Advisor can advise you of these types of conservative investments/strategies and can help develop an asset protection plan that is in line with your retirement income goals. For more information, please give us a call at (888) 755-2525 today, and let us put together a comprehensive financial plan specifically tailored to your circumstances, lifestyle retirement goals and risk profile.

Is my current retirement plan adequate?

In order to answer that question a Confidence Wealth Advisor would need to take a look at your retirement goals, how much you are contributing on a regular basis and the time left until you retire. Current income isn’t as much a primary factor as the other factors. By taking a look at your current portfolio and the other investments (if any) in place, we can then ascertain the viability of your current plan and recommend any changes that may better help you meet your goals with less or equal risk.

Do I have sufficient life insurance for my family?

It’s imperative to provide adequate financial protection for your family against income loss should an emergency arise in the form of an accidental injury or death. Financial protection in the form of life insurance proceeds will ensure that after all debts have been paid and that your heirs will have an estate on which they can depend for some time. Determining the amount of life insurance is the key, and an experienced financial planner from Confidence Wealth Management can provide that service to you, while looking at your complete financial picture.

Will my 401K ensure my retirement?

In most situations, a 401K will supplement and not entirely cover one’s retirement. It really does depend on the person’s goals, when they started saving and how much, and the overall retirement plan. A Confidence Wealth Advisor can give you a no-obligation review of your 401k retirement plan along with available options, and give you our recommendation on what you can do better to meet your end goals while staying in line with your risk profile. Call us today at (888) 755-2525 for a one-on-one consultation.

Will I have enough income for retirement?

Enough income is dependent upon several factors such as the type of lifestyle you desire to have during retirement, the income you will require for housing, medical expenses, etc, and the methods you are using to save for your retirement goals. Our team of advisors can help determine if your current savings, retirement plans, and goals align successfully or if there are certain things you might want to consider adding/subtracting from your current plan. Don’t leave your retirement planning to chance. Ensure the best possible results by tapping the experience of our financial experts.

What will my employer do to help me plan for retirement?

If your company offers a 401K, 403B or pension plan, you can speak to the benefits coordinator for more information on the available plan(s) and its retirement planning features/options. You may specifically want to inquire if your employer contributes to the plan, the match available, or whether the employee only contributes. Depending on your age, you may want to be more aggressive or less aggressive with your contributions. Confidence Wealth Management can help determine an appropriate contribution rate for your retirement goals.

If your company offers stock options for their employees, this also may be something you may want to investigate as well as this can be a very handy way to save for retirement.

I am 60 years old. Is it too late for me to start planning for my retirement?

It is never too late to start saving for retirement. At Confidence Wealth Management, we serve a wide array of clientele – from life-time savers to those who are just starting out or who have suffered financial devastation over the past two tumultuous decades. We believe it is best to do what you can to prepare for retirement with your current resources. Give us a call at (310) 824-1000 and speak to a friendly Income Planning Specialist about your situation. We are only too happy to answer your questions.

How do I begin planning for retirement?

Ideally, it is best to begin retirement planning as soon as you begin working, but realistically, several years before retirement in the least. You should begin my mapping out your goals and trying to align your savings plan with attaining those particular savings goals. This is where it is helpful to enjoin the aid of an experienced financial planner who has the know-how to put together a comprehensive plan that is realistic, attainable and risk-appropriate. We advise a conservative, multi-prong approach / plan that seeks to maximize gains while minimizing risk.